GET /team, get_team, autumn team). Owners can also invite, change roles, remove members and update the team there.
Personal or team?
You keep your personal account when you join a team. Your existing personal credits stay yours; they are not moved into the shared balance. Existing personal tasks can still use them, while new tasks use the team balance. Each person can belong to one team at a time.
Your remaining balance is the amount available to spend. Usage shows credits charged minus credit refunds during the current credit period; it is not another balance. Starting a new credit period never removes unused credits.